These Terms and Conditions (hereinafter referred to as the "Agreement") govern the legal relationship between Finance Holding Corporation, which operates the global brand MB Option, incorporated under company number B 52341 and registered at Unit #3, Long Stone, PO Box 1300, Main Street, Charlestown, Saint Kitts and Nevis (hereinafter referred to as the "Company"), and the user, whether an individual or legal entity (hereinafter referred to as the "Client"), of the website www.mboption.com (hereinafter referred to as the "Site").

By registering an Account on the Website and depositing funds, the Client confirms that he/she has read, understood and unconditionally accepted the terms and conditions set forth in this Agreement, its annexes and appendices, as well as all policies and documents published on the Website, including but not limited to the Privacy Policy, Payment Policy, Withdrawal Policy, Code of Conduct, Order Execution Policy and Anti-Money Laundering Policy (AML).

This Agreement shall become legally binding upon the Client upon receipt of the first deposit by the Company. From that moment onwards, all operations, transactions, orders, or communications made on the Trading Platform shall be governed by this Agreement and applicable policies.

1. Definitions

For the purposes of this Agreement:

• Company/Broker: MB Option

• Client/User: any natural or legal person using the Platform.

• Account: exclusive electronic registration of the Client with the Company.

• Trading Platform: The company's online system for trading cryptocurrencies, stocks and Forex.

• Financial Instruments: assets available for trading on the Platform.

• Spread: the difference between the selling (buying) price and the buying (selling) price of an asset.

• Leverage: mechanism that magnifies gains and losses.

• Margin: minimum amount required to open or maintain leveraged positions.

• Deposit: funds transferred by the Client to the Company.

• Withdrawal: funds transferred from the Company to the Client, subject to the rules of this Agreement.

• Bonus: promotional credit granted by the Company.

• Force Majeure: external, unpredictable event beyond the Company's control.

2. Purpose and Services

The Company offers Clients access to a technologically advanced Trading Platform that allows the execution of orders in the Cryptocurrency, Stock, and Forex markets. The Platform is offered strictly on an execution basis, meaning that the Company's role is limited to facilitating access to the markets and executing Client instructions. The Company does not and will not provide, under any circumstances, investment advice, portfolio management, discretionary trading, financial analysis, or personalized recommendations.

Any educational, demonstrative, or informational material made available by the Company, whether through the Website, the Platform, or communications with representatives, is considered strictly general in nature and should not be construed as investment advice, a trading recommendation, or a guarantee of results. The Client is solely responsible for evaluating such material and understands that this does not relieve them of the obligation to make independent decisions.

The Client acknowledges and agrees that all trading activities conducted on the Platform are at their own risk. The Company is not responsible for the Client's trading choices, regardless of whether they were influenced by information or tools available on the Platform.

3. Customer Registration, Eligibility and Obligations

Only individuals 18 years of age or older, or of legal age under the laws of their jurisdiction, whichever is greater, may register an Account with the Company. By registering, the Customer represents and warrants that they meet this requirement and have full legal capacity to enter into and be bound by this Agreement.

The Customer must provide true, complete, and up-to-date personal and financial information during registration and whenever requested by the Company. The Customer acknowledges that failure to provide accurate information may result in restrictions, suspension, or termination of the Account.

The Company may, at any time, request additional documentation or verification in accordance with KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures. Such requests may include, but are not limited to, government-issued identification documents, proof of residence, proof of income, and proof of source of funds. The Client agrees to comply with such requests promptly.

The Client represents and warrants that all funds deposited into the Account are of lawful origin, free from any connection to criminal or illegal activities, including, but not limited to, money laundering or terrorist financing.

The Client is solely responsible for protecting the confidentiality of login credentials and access codes. Any use of the Account by third parties, whether authorized or not, will be considered the Client's responsibility. The Company is not responsible for losses resulting from inadequate protection of login information.

The Client is strictly prohibited from maintaining more than one active Account on the Platform. If multiple Accounts are detected, the Company may, at its sole discretion, suspend, consolidate, or permanently close such Accounts, as well as cancel or reverse any transactions or profits obtained irregularly.

Failure to comply with the eligibility requirements or the obligations set forth in this section authorizes the Company to immediately close the Client's Account, cancel any open transactions, withhold or reverse profits derived from violations, and take legal action where appropriate.

4. Risk Disclosure

The Client acknowledges that trading in financial markets, including, but not limited to, Cryptocurrencies, Stocks, and Forex, involves a high level of risk and may result in the partial or total loss of invested capital. The Client understands that leveraged products proportionally amplify gains and losses and may generate a negative balance. The Client will be fully responsible for covering any deficit. The Client understands that there are additional risks beyond price volatility, including, but not limited to, liquidity risk, slippage risk, and execution delays caused by market conditions or external factors.

The Client also acknowledges that technological risks may occur, such as internet connectivity failures, hardware or software malfunctions, data transmission delays, outages by third-party service providers, or cyberattacks, all of which are beyond the Company's control. Any promotional material, graphics, simulations, or statistical information presented by the Company or its representatives are strictly illustrative and do not constitute a promise of return or guarantee of results. The Client agrees not to rely solely on such materials when making trading decisions. The Client is solely responsible for assessing whether the Company's services and products are appropriate for their risk profile, taking into account their knowledge, experience, financial situation, and loss tolerance.

5. Deposits, Withdrawals and Financial Policy

1. Deposits:

Deposits must be made exclusively through the Platform's official channels. The Company may reject deposits from unidentified or suspicious sources. The Client acknowledges that the Company may request proof of the origin of funds at any time in order to comply with anti-money laundering regulations. Deposits from third parties may be rejected or returned at the Company's sole discretion.

2. Withdrawals

All withdrawal requests are subject to compliance verification, including identity verification, payment method ownership, and security review.The Company may require additional documentation (such as photos, videos, or proof of payment) before processing a withdrawal.

Withdrawals may be subject to minimum amounts or partial processing, depending on the Company's operational capacity.

The Platform does not charge withdrawal feesFor Customers who deposit and do not move the account with real account operations, a 5% fee will be charged on withdrawals. This fee is charged to cover account administrative expenses and payment gateway fees.

The Company will make its best efforts to review and process withdrawal requests promptly; however, the maximum timeframe for reviewing documentation and initiating processing is one (1) to three (3) business days from the date a valid request is received.

Payments exceeding US$500 (five hundred dollars) may require up to two (2) additional business days for processing, at the Company's discretion, in accordance with security procedures and operational capacity.

The Client acknowledges and accepts that bank fees, intermediary fees, or currency conversion costs applied by third-party providers may be deducted from the withdrawal amount, and such costs will be borne solely by the Client.

The Company will make its best efforts to review and process withdrawal requests promptly; however, the maximum timeframe for reviewing documentation and initiating processing is 1 (one) to 3 (three) business days from the date a valid request is received.

3. Bonus Policy:

The Platform does not offer or make available any type of deposit bonus.

6. Execution of the Order

Orders submitted by the Client will be executed strictly in accordance with the conditions available on the Trading Platform and subject to market liquidity and availability at the time of execution. The Client understands that execution may be affected by various factors, including, but not limited to, liquidity provided by third-party providers, data transmission speed, and market depth.

Under exceptional market conditions, such as high volatility, price differences, sudden changes in supply and demand, delays in data transmission, or technical failures, execution may occur at prices different from those displayed on the screen at the time the order was placed. The Client expressly accepts the risk of slippage and acknowledges that such circumstances are inherent to the financial markets.

The Company reserves the right to refuse, cancel or correct any orders that are manifestly erroneous, abnormal or technically invalid, including, but not limited to, orders resulting from typographical errors, Platform malfunctions, abuse of price discrepancies or attempts to exploit system vulnerabilities.

The Client acknowledges and accepts that orders may, at the Company's discretion, be delayed, requoted, partially executed, or rejected due to market conditions, liquidity constraints, or compliance checks. The Company will not be liable for any direct or indirect losses resulting from such delays or rejections, provided that execution has been carried out in accordance with industry standards and this Agreement.

7. Use of the Platform

The Customer agrees to use the Platform solely for lawful purposes and in strict compliance with this Agreement. Any use of the Platform in violation of applicable laws, regulations, or this Agreement will be considered a material breach.

The use of robots, algorithms, automated trading systems, scripts, artificial intelligence tools, or any other software designed to manipulate, automate, or obtain unfair advantage within the Platform is strictly prohibited. The Client acknowledges that such conduct may compromise the integrity and security of the Platform and may lead to the adoption of severe measures by the Company.

The Company actively monitors trading activity and usage patterns. If it identifies behavior inconsistent with normal human activity, suspicious trading strategies, or patterns suggestive of manipulation or abuse, the Company reserves the right to suspend, restrict, or permanently close the Client's Account. Any profits obtained through such prohibited practices may be canceled or reversed.

The Client is prohibited from and may not, under any circumstances, carry out any transactions/Operations on the Trading Platform, the Website and/or through his/her Account that exceed the balance deposited in his/her Account. Such deposited amounts shall be deemed to have been provided as collateral, whether in the form of a pledge or otherwise, to the Company by the Client, thereby guaranteeing the Client's obligation to pay any amount to the Company.

The Client is prohibited from leveraging funds that exceed five times the deposited balance under any circumstances. The Company reserves the right to suspend, restrict, or permanently close the Client's Account. Any profits obtained through this prohibited practice may be canceled or reversed.

For Customers whose accounts are banned or limited on the Platform for violating these terms and conditions, the Platform will have a maximum period of 30 days to refund the last deposit made by the Customer. The Customer must send their payment information to the support email so that the Platform can comply within the specified period.

The Client further agrees not to use the Platform for any illegal, fraudulent, abusive, or otherwise prohibited purposes, including, but not limited to, money laundering, terrorist financing, dissemination of malware, or attempts to gain unauthorized access to the Company's systems. The Client acknowledges that violations may result in account suspension, termination, forfeiture of funds, and legal action, where appropriate.

8. Limitation of liability

The Company is not liable for financial losses resulting from the Client's trading decisions; technical failures, interruptions, or unavailability of the Platform; connectivity issues, internet outages, power outages, or hardware/software failures on the Client's part; delays or errors caused by external liquidity providers, payment processors, banks, or other third parties; failures resulting from maintenance, system updates, or unforeseeable malfunctions; or unauthorized access to the Client's Account resulting from the Client's negligence in protecting login credentials. The Client acknowledges that trading may be interrupted by circumstances beyond the Company's control, including, but not limited to, force majeure events, technical interruptions, and communication failures. In such cases, the Company is not liable for any resulting losses. The Company's maximum liability shall, in all cases, be limited to the amount available in the Client's Account at the time of the claim.

9. Intellectual Property

All content, trademarks, logos, domain names, trade names, software, databases, and tools on the Platform are and will remain the exclusive property of the Company or its licensors. The Customer has a limited, non-transferable, and non-exclusive right to use the Platform solely to access the Company's services and in strict accordance with this Agreement.

It is strictly prohibited to copy, reproduce, modify, reverse engineer, distribute, transmit, display, or otherwise use any element of the Platform without the Company's prior written consent. Any unauthorized use may result in the suspension or termination of the Customer's Account, as well as civil and criminal liability to the fullest extent permitted by law.

10. Suspension, blocking and termination

The Company reserves the right, at its sole discretion, to suspend, block, restrict, or permanently terminate any Customer Account in the following cases: provision of false, inaccurate, or misleading information; use of the Platform for fraudulent, abusive, or unlawful purposes; use of multiple Accounts by the same Customer in violation of this Agreement; or any violation of this Agreement or applicable law. The Company may, in such cases, withhold funds, cancel transactions, reverse irregularly or fraudulently obtained winnings, and retain records for compliance and investigation purposes. Accounts may also be preventively blocked whenever suspicious or unusual activity is detected, pending the completion of an internal review. The Customer acknowledges and agrees that the Company will not be liable for any damages or losses resulting from the suspension, blocking, or termination of an Account carried out in accordance with this clause.

11. Indemnity

Customer agrees to fully indemnify, defend, and hold harmless the Company, its directors, officers, employees, affiliates, and service providers from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to: Customer's breach of this Agreement; provision of false, incomplete, or misleading information; misuse of the Platform; or any wrongful or negligent act or omission by Customer. This indemnification obligation shall survive termination of this Agreement and closure of Customer's Account.

12. Force Majeure

The Company shall not be liable for any failure or delay in performing its obligations under this Agreement if such failure or delay results from events beyond its reasonable control, including, but not limited to, acts of God, war, terrorism, civil unrest, strikes or labor disputes, natural disasters, epidemics or pandemics, government actions or restrictions, power outages, interruptions in telecommunications or internet services, cyberattacks, or other events classified as force majeure. During the occurrence of a force majeure event, the Company's obligations will be suspended, and the Company will use reasonable efforts to resume normal operations as soon as possible. The Client acknowledges that such events may result in delays or interruptions in business activity, for which the Company shall not be liable.

13. Assignment and Subcontracting

The Company may assign, transfer, or subcontract any of its rights or obligations under this Agreement to its affiliates, subsidiaries, business partners, or third-party service providers without the prior consent of the Customer, provided that such assignment does not materially affect the Customer's rights. The Customer may not assign or transfer its rights or obligations under this Agreement, nor transfer ownership of the Account, without the prior written approval of the Company. Any assignment or transfer not authorized by the Customer will be null and void.

14. Amendments

The Company reserves the right to change, update, or modify this Agreement at any time, at its sole discretion. Changes will become effective upon posting of the updated Agreement on the Website, unless otherwise stated. The Customer is responsible for reviewing the Agreement periodically to stay informed of any changes. Continued use of the Platform after the changes are posted will constitute full acceptance of the revised Agreement by the Customer. If the Customer does not agree to any change, the Customer's sole remedy is to discontinue use of the Platform and terminate the Account in accordance with this Agreement.

15. Communications

All official communications from the Company will be made through the Website, the Client's registered email address, or through channels expressly designated by the Company. The Client is responsible for ensuring that their contact information is always accurate and up-to-date. The Client also agrees to check their email regularly, including spam and junk mail folders, to ensure proper receipt of communications from the Company. Any communication sent by the Company to the Client's registered email address or published on the Website will be considered valid and binding from the date of sending or publishing, regardless of whether the Client has actually read it.

16. Jurisdiction and Dispute Resolution

This Agreement shall be governed by, construed, and enforced in accordance with the laws of Saint Kitts and Nevis, without regard to its conflict of laws principles. Any disputes, claims, or controversies arising out of or relating to this Agreement, the Platform, or the services provided by the Company shall be submitted exclusively to the competent courts of Saint Kitts and Nevis, which shall have sole and exclusive jurisdiction over such matters.

The Client hereby irrevocably submits to the jurisdiction of such courts and waives any objection based on improper venue or forum non conveniens. Notwithstanding the foregoing, the Company may, at its sole discretion, propose international arbitration as an alternative dispute resolution mechanism, to be conducted in accordance with internationally recognized arbitration rules. The Client agrees that any arbitration award will be final and binding and may be enforced in any competent jurisdiction.

17. General Provisions

The invalidity, illegality, or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of the remaining provisions, which shall remain in full force and effect.

The Company's decision not to enforce any right or provision of this Agreement, or its tolerance of any violation, shall not constitute a waiver of such right or provision and shall not prevent the Company from enforcing it at a later date.

The Customer may not assign, transfer, or otherwise dispose of its Account or any rights or obligations under this Agreement without the Company's prior written consent. Any attempted assignment or transfer in violation of this clause will be null and void. The Company may assign or transfer this Agreement, in whole or in part, to its affiliates, subsidiaries, or successors without the Customer's prior consent, provided that such assignment does not materially prejudice the Customer's rights.